![]() ![]() ![]() With the permanent 3% back on restaurants and drug stores, it would seem unlikely for those to return as special categories, though. Supposedly, the Freedom FLEX will keep the similar rotating categories but it will be interesting to see how any of that changes. It gives a pretty complete picture of the patterns, typical categories, and what you might expect going forward. I thought I'd share it for anyone interested. As far as I know, there's not a central list so I compiled this through researching many different websites. You might as well be rewarded handsomely for it.For my own reference in planning for category spend, I compiled this listing of the Chase Freedom 5% categories that I think goes all the way back to when it started the rotating categories around Q1 2013. It’s safe to say $1500 in spending over the next 3 months isn’t too outrageous. This 9X earning doesn’t exclude you from earning other points on the purchases, so it’s just an incredibly effective way to earn up to a $202 rebate, or 13,500 points back on a mere $1500 in spending. If, by chance, you also have a Chase Sapphire Preferred or Reserve Card, these points could be moved to either of those cards, giving you the potential of $202.50 cash back, if you moved the points to Chase Sapphire Reserve, or $168.75 for Preferred, and used them for a Pay Yourself Back category, which now also includes Airbnb. This is such an easy way to earn 13,500 points from just $1500 in spending. You can get all the FAQ’s on the offer here. Uber would certainly be included in the category of travel and transit, and if you pay for your Uber via PayPal, you’d earn 5X on the purchase, and 4X on top, for paying via PayPal! The same logic would apply for purchases made via PayPal with the other categories. PayPal is included in this, so you can earn an additional 4X points when you make purchases in these categories via PayPal. That’s already awesome and more broad than usual (usually just a couple categories) but the PayPal bonus takes it over the top. This quarter (until December 31st, 2021), Chase Freedom and Freedom Flex members can earn 5X points on travel (including transit), dining, home improvement stores, select streaming services, select live entertainment, gas stations, drugstores, fitness clubs, grocery stores (not including Target and Walmart purchases). ![]() If you spend in a Q4 bonus category, and do so via PayPal, you get to enjoy the 4X points boost two times, for a total of 9X points per dollar spent on the first $1,500 in purchases. Chase Freedom 5X Categories + 4X BonusĬhase is allowing people to “double dip” with their Freedom and Freedom Flex Cards this quarter. Yep, Chase is accelerating Freedom and Freedom Flex Card earning for Q4 in hopes of getting a greater share of the most wonderful expensive time of the year, and if you use the offer to maximum potential, up to 9X points per dollar is up for grabs, in the category of your choice. You know you’re doing the points game right when you can earn 9X points on Q4 spending, all from a card with no annual fee. ![]() Opinions expressed here are the author's alone.Īh, the sound of points tallying up like a slot machine winner. For our complete advertising policy, click here. The content on this page is not provided by any companies mentioned, and has not been reviewed, approved or otherwise endorsed by these entities. We value your time and money and won't waste it. Some links on this site pay us referral fees for sending business and sales. ![]()
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